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Northern Ireland Co-Ownership Housing Association


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INFORMATION FOR

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Fact File


 

  1. good state of repair and inside the value

    A home for how you want to live

    1. No property deposit needed
    2. Affordable up front fees and monthly payments
    3. Fast track application processing
    4. Straight talking advice 

    Start off with a 50% share in your chosen property, more if you can afford it - increase your share at any time.

    Use our home buyer calculator to work out the exact monthly Co-Ownership charge and estimate your mortgage payment.

    What type of property can I choose?

    1. See our Properties page for current details

    If you need a little help to get onto the property ladder,                   here's what we can do

How long does it take?

 

1st thing

 

Get started househunting with your property price range

  • contact our freephone advisers on  0800 333 644              for your up front, personal assessment 
Day 1
  • Receipt confirmed                                                            we write to both you and the estate agent
  • Your appointment made with Co-Ownership adviser     valuer sent property details
Day 7

By now, you have met with your Co-Ownership adviser

and valuer has visited property

 

Day 10

Decision time for most people, provided

no outstanding queries eg, missing documents, valuation queries

 

 

What do I pay to Co-Ownership?

 

When you apply you will send in £250  to cover legal and valuation fees. 

(made up of valuation fee £40, legal package fee £210).  Our information booklet includes a full breakdown.

 

Your money is refundable if we can't help you, apart from the valuation fee.

 

You will receive a valuation report on your chosen property.

Legal expenses will vary with your chosen property and so they're paid later, direct to your solicitor.

 

 

Where are you?

 

Murray House Murray Street Belfast BT1 6DN

Phone (028) 9032 7276

 

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